What a difference a year makes in one’s life. I went from having issues with cash flow to repossession, to unemployment, and wondering when I’ll …
Fall and Winter Prep 2025-2026
Today, I woke up to the sound of rain pounding against the window on this fall morning. It got me thinking that since winter is …
How I Set Up My Sinking Funds Binder
Readers, with the holidays approaching quickly, I’m concerned that I don’t have enough savings set aside for Thanksgiving, Christmas, or any potential emergencies that may …
How I’m Building Savings and Planning a Budget
Hello, readers! Since returning to work, I have been exploring ways to build a budget and save money simultaneously. I started researching Pinterest for savings …
A Day in the Life of an Elder Millennial Mom: Fall Edition
Readers, Banned Books Week is officially over. I can unwind and discover the next book to cross off my To-Be-Read list. This list has grown …
A Reset For February 2025
Happy February, readers! This month has flown by fast, and I haven’t yet set out to accomplish what I want to do. I’ll start with …
My Official 2025 Crazy Audacious Goals
I am not making resolutions for 2025! I haven’t done so for several years. Instead, I have some crazy, audacious goals I want to accomplish …
How Technology Shaped My Current Nightly Self-Care Routine
Yesterday, I discussed how life before technology shaped my nightly self-care routine. I forgot to tell you that after I wrote in my diary many …
My Money Management Skills Sucks!
I’m 42 years old and in a mountain of debt. It’s my fault that I got myself into that situation. I decided to do something: …
‘Twas the Week Before Christmas: S&Z Style!
It was the week before Christmas, and all through the apartment, creatures were stirring, even a 6-year-old named Zora. The stockings fell off the wall, …
